Pay as little as $59.99 for your credit card processing. That's it.

0 basis points, no contract, direct cost.

Pay as little as $59.99 for your credit card processing. That's it.

0 basis points, no contract, direct cost.

Pricing

Pricing

Instant Savings Calculator

Stop Over Paying for Your Merchant Processing

Traditional merchant account will charge you a percent of your total monthly sales. This means the more you make the more you pay in fees. Not any more.

With Best Rate Review you’ll pay the same service fee no matter how your business scales. Moreover, you’ll gain access to the wholesale price of every credit card you swipe, dip or accept on your website. This means that your debit cards will be just .05%, which is in effect (no deposits, no money to count and no time consumed traveling to the bank) cheaper than accepting cash.

Still not sure if you’ll save by switching to Best Rate Review? Just upload your 1-month statement and we’ll analyze your existing provider and tell you how much you’ll save.

With Best Rate Review, there is NO CONTRACT, no hidden fees and best of all a simple flat monthly fee that you’ll never have to question.

Best Rate Review's service is available to all businesses accepting credit cards in the US and CA.

Quickbooks and Other Integrations

Best Rate Review can fully integrate with Quickbooks Online and Quickbooks Desktop. In fact, our system can integrate and take over Quickbooks Payments and all the while continue to automatically reconcile outstanding invoices. This mean that we can reduce your fees from 2.9% to 2.2%.

POS Integrations

Virtual Gatways & Other Integrations

Additional Features

Equipment

 

We can provide a variety of equipment, ranging from the traditional VX520 all the way up to Android Touchscreen devices with NCF allowing you to accept Android or Apple Pay. All of our devices are PCI compliant and offer the latest in security. Dip, swipe or key in your payments with zero down time and let customers easily view their totals on a second screen and email or text their receipts.

View All Equipment

Are you PCI Compliant and protected from fraud liability?

Millions of businesses aren’t PCI Compliant, meaning they could be liable for $100,000+ in fines and fees. With Best Rate Review you never have to worry if you’re PCI Compliant as all of our accounts include this. Which means you’ll never have to take another PCI Compliance test and worry if you’ll answers the questions correctly.

Get Started

64% of all Merchants are Overpaying...

We’ve worked with 1000s of businesses, and concluded that 64% of all merchants are overpaying for their credit card processing.

This means that most businesses are overpaying by 33%. This is just straight wrong. We’ll help you lower your fees and in effect earn more money that you can reinvest into your business.

0
Accounts Analyzed
0
Monthly Average Dollars Saved Per Account
0%
Save On Average 30-50% Every Month

Discover Your Exact Savings

If you're curious to know what your exact savings is, just simply upload your statement and we'll do the work for you.

The first step is to analyze your existing merchant’s processing statement to gain insight into your volume, card types, etc. Click here to begin uploading your statement.

Once we have the statement, our team can identify and then we present your savings, which is generally 30-50%.

Screenshot 2019-08-07 12.29.01

In just 24-48 hours you can realize your savings. Just simply start processing with one of our recommended processors.

What about $0 Fee or Cash Discount Credit Card Processing?

While still somewhat new to the industry, $0 fee (aka cash discount) credit card processing is here and gaining popularity. How does it work? Simple: when the customer pays for their goods, a small 4% fee is added to their total. Which means that all of your monthly fees are now $0.

Interested in getting started? Applying takes just 5-minutes. Simply click here and fill out our online application and you should be approved in minutes.

Note: Start by entering your email address and a password. This will be used to access your app status later.

Get Started

What about $0 Fee or Cash Discount Credit Card Processing?

While still somewhat new to the industry, $0 fee (aka cash discount) credit card processing is here and gaining popularity. How does it work? Simple: when the customer pays for their goods, a small 4% fee is added to their total. Which means that all of your monthly fees are now $0.

Interested in getting started? Applying takes just 5-minutes. Simply click here and fill out North American Bancard’s (one of our most trusted merchant banks) online application and you should be approved in minutes.

Note: Start by entering your email address and a password. This will be used to access your app status later.

Get Started

What Makes Us Who We Are

What Makes Us Different
We believe that payment processing should be simple and easy to manage. Because of that, an unlike the bulk of the industry, we’ve introduced a simple monthly fee that makes your costs more predictable. Moreover, we don’t think we should charge you more as your business grows, which is what the industry has generally done. After all, we’re not doing more work, so why should we earn more money from you.

Our Process
It’s not just about sending us a single month’s credit card processing statement. Our service is first and foremost based on understanding you and your business and addressing any pain points you have with your current setup. We’ll make sure that our systems will work with your current workflow and if anything make your day-to-day easier and more simplified.

Who We Are
Founded in Venice, CA, Best Rate Review’s founders have over a decade of experience working with merchants to optimize their acceptance of payments.

Our Privacy Pledge

At Best Rate Review, we take privacy very seriously. But that’s just the start. We value the sensitivity of our clients’ data so because of that we take great strides to ensure we’re future proofed, protected and hardened.

First, it starts with a website that is 100% encrypted (SHA-256 with RSA Encryption). So any information shared through there can’t be read by any would be attempted prying eyes. Moreover, we host our site on one of the world’s largest hosting providers, WP Engine.

Lastly, we ensure that any digital communication is encrypted and follows our own strict internal guidelines.

If you have any questions or concerns, we’re always here to help. You can call us direct at 833-872-1010.

Client Testimonials

Rebarts - The #1 Hunter Douglas Showroom & Distributor

“I really appreciated Best Rate Review’s approach as it was simple and straightforward. Christen, our agent, took the time to explain and break down everything in a way that was clear and transparent. We shopped around and once I put my info out there I felt like I was hounded by a lot of sales people giving confusing rates or promising me they were the only “wholesale processor” out there. In the end, best rate saved our family’s business 20% over our previous provider, Bank of America.” – Bart San Diego IV

Dr. Perrault/Lahairmd.com - MD, Hair Loss and Restoration

“Working with Best Rate Review was quick, simple and best of all easy. They explained how our business was currently set up, and best of all provided peace of mind by ensuring that we had an excellent rate with our current provider.” – Kristyn Perrault

Patriot Containers - Used and New Shipping Containers

“In 2018 I signed up with Best Rate Review knowing that if there was anyone to trust in the merchant industry it was them. Prior to signing up we sat down and crunched numbers of how much I was processing and my rate with Stripe which was 2.9% plus $0.30 a transaction. They claimed with the amount that I processed every month I would save $600+ depending on what cards my customers used. The very first month I saved over $1,000 in processing fees. Some months vary but I’m always saving money no matter what cards my customers use. I highly recommend anyone thinking of changing merchant accounts or anyone thinking they are being taken advantage of with your existing merchant account to give Best Rate Review a shot. I now save money and also qualified for next day funding, which is another thing I did not have with Stripe. ” – William J Smith III 

Richards Cyclery - Garden Grove's Oldest and Most Experienced Purveyor of Bicycles

“Best Rate Review saved me $1000s this year (2018). They not only reduced my monthly credit card processing fees but helped me get out of a lengthy and expensive equipment leasing agreement with zero penalty.” – Richard Sparkman

Rv Storage Denver - RV Equipment and Storage

“We’ve received the best experience we could have asked for when dealing with our credit card processing. Rob and his team at Best Rate Review made the transition to a new provider seamless, and all with very little hiccups. And when we’ve followed up with the team with questions or concerns, they’ve always responded in a timely fashion, addressed our concerns and made sure everything was running smoothly. Best Rate Review was the best decision we’ve ever made!” – Ashely Alway

Frequently Asked Questions

What are Your Rates?

Our rates are very simple. You’ll pay $59.99/month or $99.99/month. You’ll pay $99.99 if you process more than $500k in credit card sales a year. Otherwise you’ll pay just $59.99/month and access the wholesale cost of the credit cards, often saving you $100s if not $1000s per month.

My Rate Is Currently 2%. Right?

To determine your current rate there is an extremely easy process. Just take ALL of your “monthly fees” and divide them by your “gross credit card sales”. This is a great way to determine what your true, effective rate is per month. Keep in mind that this assumes you’re receiving gross deposits (the full amount you accepted or processed the previous day). This method may not work if you’re on a “daily discount”. Also, remember that your effective rate will vary from month to month. Why? A few reasons: 1) your volume may change 2) the type of cards you accepted (each have a different interest rate or cost) may have changed unless you have the same exact clients month- to-month.

Can You Integrate with Quickbooks Online or Desktop?

If you’re currently using Quickbooks online (or the desktop) then no problem. Our merchant processing solutions can integrate directly into your day to day workflow, auto reconciling invoices, booking payments against outstanding invoices and logging sales. This can be done through an in-store POS or online via your website (aka gateway).

What About Customer Service?

Rest assured that customer service is extremely important to us. And while we’re recommending clients to the correct processor (all processors are heavily vetted and meet our strict guideline), we’re never more than a phone call away from troubleshooting a problem day or night, weekday or weeknight.

What about no-fee (or $0 fee) credit card processing (aka cash discount)?

Not too long ago the credit card companies made it “illegal” to pass the processing fees onto the customer. But not anymore. Sometimes called “cash discount” or “$0 fee credit card processing”, this options allows you the merchant to pass the cost of the credit card onto the customer. This means that if your total credit card processing bill is $500, it now becomes $0. Ask us today how to get started with this program (but we’ll make sure it’s a fit for your business).

How would I know if there are extra fees or my Interchange is padded?

To find out if your Interchange is padded you can either look up each card type you accepted and compare that to Mastercard and Visa’s published rates. Or you can send us your statement and we’ll do it for you, free of charge. We’ll also look for miscellaneous fees that sometimes processors add to make a bit more money.

Can I Take Payments on my Website?

Accepting payments online is easy and simple. You simply need a gateway, such as Authorize.net. Authorize.net allows you to add any payment provider you like. In fact, switching payment providers (or processors) is as quick as a few lines of code/text, and translates to no downtime and no headache. And best of all, we can help you do this.

Call Us Today!

833-USA-1010

Or if you prefer, just email us: help@bestratereview.com